Privacy Policy

LedgerCore Financial Inc. | Last Updated: January 1, 2025

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025
LedgerCore Financial Inc. | 3824 Cedar Springs Rd Unit 380, Dallas, TX 75219 | mark@larryturner-trucking.com

LedgerCore Financial Inc. ("LedgerCore," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit an application for business funding services.

Please read this policy carefully. By using our website or submitting your information, you agree to the terms described herein. If you disagree with any part of this policy, please discontinue use of our website.

1. Information We Collect

We may collect the following categories of personal and business information:

  • Contact Information: Name, email address, business name, and mailing address
  • Business Information: Monthly revenue, time in business, industry type, funding needs
  • Financial Information: Bank account details submitted for underwriting purposes
  • Usage Data: IP address, browser type, pages visited, time on site, referral source
  • Communications: Email and SMS messages sent to or from LedgerCore

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To process and evaluate your business funding application
  • To contact you regarding your application status and funding offers
  • To send marketing communications if you have opted in to receive them
  • To send SMS/MMS messages if you have provided express written consent
  • To comply with applicable legal obligations and regulatory requirements
  • To improve our website, services, and customer experience
  • To detect and prevent fraud and unauthorized activity

3. SMS / Text Messaging

SMS Communications

LedgerCore Financial Inc. may send marketing and promotional SMS/MMS messages only to individuals who have provided express written consent via our contact form or application. Messages may be sent using an automated telephone dialing system (ATDS).

Message frequency varies; you may receive up to 4 messages per month.

Message and data rates may apply depending on your mobile carrier and plan.

To opt out of SMS messages at any time, Reply STOP to any message you receive from us. You will be removed from our messaging list immediately.

To receive assistance, Reply HELP to any SMS message or contact us at mark@larryturner-trucking.com.

Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages to apply for or receive funding from LedgerCore Financial Inc.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. How We Share Your Information

LedgerCore Financial Inc. does not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following limited circumstances:

  • Service Providers: Trusted vendors who assist us in operating our website, processing applications, or providing services — all bound by confidentiality agreements
  • Legal Compliance: When required by law, court order, or government authority
  • Business Transfers: In connection with a merger, acquisition, or sale of assets, with appropriate notice
  • Fraud Prevention: To detect, prevent, or address fraudulent, illegal, or harmful activity

We will never share your SMS opt-in data or consent information with third parties for marketing or promotional purposes.

5. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand how visitors use our site. You may configure your browser to refuse cookies; however, some features of our site may not function properly without them.

6. Data Security

LedgerCore Financial Inc. employs industry-standard security measures — including SSL encryption, secure servers, and access controls — to protect your personal and business information. However, no method of data transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When data is no longer needed, we dispose of it securely.

8. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information, subject to legal requirements
  • Opt-Out: Opt out of marketing emails at any time by clicking "unsubscribe" in any email. Opt out of SMS by replying STOP.

To exercise any of these rights, contact us at mark@larryturner-trucking.com.

9. Children's Privacy

Our website and services are intended for business owners and are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have inadvertently collected such information, we will delete it promptly.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before submitting any information.

11. Changes to This Policy

LedgerCore Financial Inc. reserves the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website after any changes indicates your acceptance of the revised policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: